Guide future provisions & assets

On 20 June, the Swiss National Bank (SNB) lowered its key interest rate by another 0.25 percentage points to 1.25%. Here is an overview of the most important issues related to the current interest rate cut.

Children enrich our lives, but they also cost money. In order to look to the future with financial confidence and self-determination, it is worth drawing up a detailed family budget. We will give you an overview of the additional costs you will have to expect when a new generation arrives.

You're planning to leave the company without having a new employer? Then you must transfer your accumulated pension fund assets to a vested benefits account. Swiss Life answers the most important questions related to this topic.

A self-determined life in old age requires private provisions arranged as early as possible. The third pillar represents a big step towards financial security. While the funds you invest in pillar 3a are tied up over the longer term, you are free to use the capital in your pillar 3b. Swiss Life answers the most important questions related to this topic.

In Switzerland, the retirement age for both men and women is 65. However, this does not mean that you have to retire at this precise time. You have the option of drawing your pension early or a deferring it until later. Under the AHV/AVS 21 reform, you can now draw just a part of your pension early or defer it. We explain what you need to bear in mind to ensure a financially self-determined retirement.

Travel to work, insurance premiums or renovation costs: Many people in Switzerland are uncertain about what and how much can be deducted from their taxable income. Swiss Life has the answers and provides valuable assistance for your tax return.